Indian Bank Home Loan Customer Care Number

Indian Bank Home Loan Customer Care Number, Head Office Address, Email Id Are Mentioned. Indian Bank Is An Indian Bank As Well As Indian Bank Is One Of The Indian Banks, Which Gives Many Types Of Its Facilities.

Like Indian Bank Home Loan NRI, Indian Bank Home Loan, Indian Bank ATM Card, Interest Rate Indian Bank Home Loan, Net Banking, Indian Bank Home Loan Calculator, Locker Facility, Loan Facility, Indian Bank Net Banking Login, Indian Bank Home Loan Interest Rate, And Many Other Facilities.

You Can Login Indian Bank Home Loan In Your Mobile And You Can Check Your Loan Status, Know When It Will Be Available, When It Will Expire Etc.

You Can Also Do The Emi Calculator Of Indian Bank Home Loan, By This You Will Get To Know About The Emi Of The Loan. How Much Emi Will Have To Be Paid To Get How Much Money?

Interest Rate Indian Home Loan You Can Also Easily Find Out With Indian Bank Home Loan Interest Rate, You Can Know About The Loan Rate, How Much Interest Will Be Payable On Taking The Loan And At What Rate You Can Get It Now You Can Get Information About The Indian Bank Home Loan Rate By Interest.

Nowadays Everyone Needs A Home Loan To Build Their House, For Which Indian Bank Bank Provides Home Loan Facility, You Can Take A Loan From Indian Bank And If You Are A Non-resident Indian And You Need A Loan Then Indian Bank Also Offers, Development Finance Corporation Indian Bank Home Loan Rates At The Cheapest Rates Indian Bank Home Loan Rates At Very Cheap Rates So That There Is No Burden Of Loan On The Person.

Nowadays Every Person Needs A Loan, Indian Bank Provides Many Types Of Loans. Indian Bank Offers Educational Loan, Nri Plot Loan, Nri Home Loan, Ind Covid Emergency Pension Loan, Indian Bank Home Enrich, Educational Loan, Jewel Loan, Indian Bank Clean Loan, Home Loans And Other Types Of Loans.

Indian Bank Offers Loans At Certain Interest Rates, Which We Know As Indian Bank Home Loan Interest. Indian Bank Also Provides Indian Home Loan Interest Rates, Through Which You Get Good Information About Indian Bank Loan.

You Can Also Download The Indian Bank App In Your Mobile, With The Help Of Which You Can See Your Bank Statement, Transaction, Balance Etc. And Also Send Money To Anyone.

Some People Are Looking For Indian Bank Home Loan Helpline Number, Indian Bank Home Loan Customer Care Number For Service Complaints And Other Queries.

If You Have Any Query Or Complaint With Indian Bank Home Loan Customer Care Number Then You Have Come To The Right Place, We Are Here For You Indian Bank Home Loan Customer Care Number With Office Address, Email Id, Website Link And Much More Have Brought Sharing Some.

Indian Bank Home Loan Customer Care Number

General Querie044-28134300
Another No. For Customer Complaint044-25279979
Credit Card Center044-25220903
For Customer Complaint044-25279978
Hotlist Atm/Debit Card044-25279897
Missed Call- Balance Statement81087-81085
Missed Call- Balance Statement92895-92895
Other No. For Hotlist Atm/Debit Card044-25279884
Other No. For Sms- Block Digital Transactions92895-92895
Sms- Block Digital Transaction9231000001

Toll Free Number

National Toll Free No180042500000

Indian Bank Home Loan

EligibilityResident individuals having steady source of income and a minimum period of service/experience of 3 years (including previous employment/experience and confirmed in the present employment)Salaried ClassBusinessmenProfessionalSelf-employed personsPensionersIndian Bank Staff & Spouse of the staff
AgeEntry Age: 18 yearsExit Age: 70 years
Purposeto purchase / construct a new house / flatto purchase house site and construction of house thereonto purchase an existing house / flatto extend an existing house/ additional constructionto repair / renovate an existing house / flat – in such caseto take over Home Loans from other Banks / Housing Finance Institutions approved by National Housing Bank for Housing Finance
MarginFor LoansUp to Rs.30 lakhs: 10%Above Rs.30 lakhs up to Rs.75 lakhs: 20%Above Rs.75 lakhs: 25%In case of Repairs and Renovation: 30%
Quantum of loanAs on date of Application, if the Age of the Borrower/ Co-Borrower is less than 45 yearsIn case of salaried class, the loan amount will be restricted to 72 times of monthly Gross salary/income.In case of others, the loan amount will be restricted to 6 times of Gross Annual income as per ITR/Audited financials As on date of Application, if the Age of the Borrower/ Co-Borrower is 45 years and aboveIn case of Salaried class, the loan amount will be restricted to 60 times of monthly Gross salary/income.In case of others, the loan amount will be restricted to 5 times of Gross Annual income as per ITR/Audited financials.In case of Joint Borrower’s, the number of times of loan eligibility shall be calculated based on each Individual Applicant’s Age.
Net Take Home PayIn case Annual income of the Applicants (Individually or jointly) is up to Rs.15.00 lakhs, NTHP (after proposed loan EMI) should not be less than 40 % of the Gross Annual Income.In case Annual income of the Applicants ( Individually or jointly) is  more than  15.00 lakhs, NTHP ( after proposed  loan EMI) should not be less than 30 % of the Gross Annual Income subject to  the minimum Annual Take Home pay of Rs.6.00 lakhs.
Repayment PeriodMaximum tenor of 30 years (including Holiday Period) subject to exit age criteria.In case of Repairs & Renovation, maximum 10 years.Holiday Period:Outright purchase of house/flat – NILFor construction of house on the plot already owned by the applicant – Maximum 18 monthsPurchase of Plot and construction of house thereof / flat under construction by promoters / developers – Maximum 24 monthsFlat under construction – in case of bigger projects – Maximum 36 monthsTakeover accounts – NIL
Interest RateClick here
Processing FeeClick here
SecurityEquitable Mortgage of Property purchased / constructed out of loan proceeds
Life Insurance CoverAt the option of the applicant, Group Insurance Life Cover is arranged at concessional premium (to be borne by the Applicant).The Premium amount will be financed as a separate loan instead of financing as a part of the loan.
Takeover of Loans from other BanksPermitted only for completed Building and Possession of the Building is taken over by the applicant.Minimum 12 EMI should have been paid from the date of commencement of EMI.All the Securities with the existing Bank/FI should be made available.Takeover from Co-operative Societies is not permittedOther Terms and Conditions apply.
Documents requiredCompleted Application Form with 3 passport size photograph.Assets and liabilities statement in the Bank’s format from applicant(s), Co-applicant(s) and guarantor(s).Proof of Identity such as PAN Card / Aadhar card /Voter’s ID/Passport/Driving License.Proof of residence such as Recent Telephone Bill / Electricity Bill / Property Tax Receipt / Passport /Aadhar card/ Voter`s ID.Proof of business address in respect of businessmen / industrialists.Proof of Employment for salaried class.Salary slips generally for the last 6 months.Statement of Bank account of the applicant(s) for a reasonable period, say 6 months/12 months for verifying salary credit/other income/nature of transaction etcProof of other income like rent, interest on investment, if any.ITR and Balance Sheet for the past three financial years in the case of Professionals, Businessmen and Self-employed.A brief note on the nature of Business/Service, year of establishments, constitution, securities charged in respect of loans availed from our Bank/other Branches /Bank.FI /other sources.Form16/Income Tax / Wealth Tax (if applicable) Returns for the past 3 yearsAgreement of Sale / Sale Deed.Approved Building Plan.Title Deed Documents for 13 years/30 years as the case may be.Proof of title in the Revenue Records.Property Tax receipts wherever applicable (Up-to-date EC, Legal Opinion from Advocate & Valuation of property from Engineer will be arranged by Bank at applicant`s cost).Two independent valuations and Legal Scrutiny Reports are required for Home loans exceeding Rs.1.00 Crore.

Address:

Service/complaints/Grievances

Sri. M Balakrishnan
General Manager (CSC)
Indian Bank, Corporate Office,
254-260, Avvai Shanmugham Salai,
CHENNAI- 600014.
Telephone: 044- 2813 4126.
FAX No. 044 -2813 4080

Non Toll Free Number:

044- 2813 4126

Website:  Official Website

Email Id

nodalofficer@indianbank.co.in

Loan Products

Indian Bank Home Loan Customer Care Number Video

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